Effective Date: January 1, 2026
1. Acceptance of Terms
By accessing or using CheckCityApply.com, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree, do not use the site.
2. Nature of the Service
CheckCityApply.com is an independent information and marketing resource. We do not originate, fund, service, or collect on loans. We are not affiliated with Check City or CheckCity.com. We provide informational content and connect interested borrowers to the Check City application system. The actual loan agreement, terms, and disclosures are issued by Check City directly.
3. Eligibility
You must be at least 18 years old (or the age of majority in your state, whichever is greater), a U.S. resident, and legally permitted to enter into a loan agreement to use our application services.
4. No Loan Guarantee
Submitting an application through our site does not guarantee approval. All loan decisions are made by the lender based on its own underwriting criteria. APRs, fees, terms, and availability vary by state and product.
5. Accuracy of Information
You agree that any information you provide is true, accurate, and complete. Providing false information may result in denial, loan default, and potential criminal liability under federal and state law.
6. Intellectual Property
All content on this site — including text, graphics, logos, code, and design — is the property of CheckCityApply.com or its licensors and is protected by U.S. and international copyright and trademark law. You may not reproduce, distribute, or create derivative works without prior written permission.
7. Disclaimer
The information on this site is provided on an “as is” basis without warranties of any kind. We make no guarantee of the accuracy, completeness, or timeliness of any information. Loan products and APRs change frequently; always confirm current terms with the lender before signing.
8. Limitation of Liability
To the fullest extent permitted by law, CheckCityApply.com is not liable for any indirect, incidental, consequential, or punitive damages arising from your use of the site, including without limitation lost profits, lost data, or any loan decision made based on information on the site.
9. Indemnification
You agree to indemnify and hold harmless CheckCityApply.com, its officers, employees, and affiliates from any claim or demand arising from your breach of these terms or your use of the site.
10. Governing Law
These terms are governed by the laws of the State of Utah, without regard to its conflict-of-law principles. Disputes shall be resolved in the state or federal courts located in Utah.
11. Changes to Terms
We may update these terms at any time. Continued use of the site after changes constitutes acceptance of the updated terms.
12. Contact
Questions about these terms can be sent to [email protected].